The Canadian government offers the tax-free Canada Child Benefit to eligible Canadians to help them manage the cost of taking care of and raising a child. The benefit helps many Canadian families, reduces child poverty, and ensures that households can raise their kids in a better environment with all the needed facilities.
The Canada Revenue Agency processes the CCB payment every month to the eligible households with dependent children based on the yearly adjustment or the household income. Generally, the agency disburses the CCB payout by the 20th of each month.
The CCB May 2025 payment is now anticipated by the recipients, and as per the schedule, it will be disbursed on May 20, 2025. The household that received the CCB payout will also be registered for the GST/HST credit.
| Benefit | Canada Child Benefit |
| Who qualifies? | People living in Canada with a dependent child living with them. |
| Administered by | CRA |
| Maxi. Payout income limit | $36,502 |
| Max. Payout | $648.91 for under 6 children, and $547.50 for children between 6 to 17 years of age |
| Application form | RC66 |
| May 2025 Payment date | 20 May 2025 |
| Official Website | $648.91 for under 6 children, and $547.50 for children between 6 and 17 years of age |
Payment Amount
The CRA evaluates the Canada Child Benefit (CCB) payments each July by considering the household income from the prior year, along with the inflation index. The current payout will be based on net income from 2023, as the FY is from July 2024 to June 2025, so the recipients will receive the payout based on last year’s adjustment.
A CCB payout is determined by the CRA based on the age of the children, the number of children, and the adjusted family net income shown on the tax return. The payment may vary depending on these factors; however, the recipients can receive maximum payment if the AFNI is below $36,502, such as:
| Children age | Monthly Payout |
| Under 6 | $648.91 |
| 6 to 17 years | $547.50 |
Income effect on payout
As mentioned earlier, the household with a net income under $36,502 can expect the maximum payment, however, the recipients should know how their income affects the payment.The recipients can verify how their income affects their payout and calculate their payout:
- Your payment may be diminished by 7% of the income over the limit with one kid, 13.5% if you have two, 19% if you have three, and 23% if you have four or more children if your household net income exceeds the income limit and is between $36,502 and $79,087.
- If your family’s net income exceeds the value of $79,087, your CCB payout will be reduced based on the number of children, such as:
- For one Child, $2981+3.2% of the increased income will be reduced
- For two children, your payout will be reduced by $5,749 + 5.7% of the increased income over the limit.
- For families with three children, the Canada Child Benefit (CCB) payout decreases by $7,728 plus 8% of any income that exceeds the specified limit.
- In the case of families with four or more children, the reduction amounts to $9,795 alongside 9.5% of the income above the threshold.
Who is eligible?
The CRA has set the following eligibility conditions for the Canada Child Benefit to ensure the needy receive the benefit:
- The applicant should be accountable for the nurturing and caring child who is under the age of 18.
- The child should be living with the applicant, or they should share the custody of the child.
- Applicants must be a Canadian resident who pays taxes.
- Applicants or their spouse must be a permanent resident/ citizen, protected person/ individual registered under the Indian Act/ or a temporary resident for at least 18 months.
How to claim?
People who still haven’t applied for the CCB payout despite fulfilling the eligibility conditions can apply for the benefit when the child is born, when they share custody, or when the child is living with you, or when your domestic partner or spouse meets the conditions. The eligible Canadians can apply for the CCB online in the following steps:
- First, open the CRA My account online or app, and in the benefits section, click the CCB.
- Next, fill out the CCB application form and upload the needed documents to support your claim.
- Submit the online application after you once checked the input details and the documents.
People can also download the Form RC66 from the CRA CCB official website and send the application to the CRA; however, applicants should remember, they have to fill out the Form RC66SCH if they have citizenship or are living in the country for 12 months or are entitled under the Indian Act.
A new mother can automatically apply for the CCB when she registers her child’s birth in her province or territory by telling the SIN (Social Insuarnce number) and giving consent to share the necessary information with the agency.
The CCB May 2025 payout will be rolled out on 20th May 2025; the recipients should keep an eye on their bank account or other payment modes to ensure they receive the payout on time.